Provided By
Aflac
Provider Website
https://aflacgroupinsurance.com
Customer Service
Resources
Frequently Asked QuestionsAdditional Benefits
Just because an accident can change your health, doesn’t mean it should change your lifestyle too.
Accidents can happen in an instant affecting you or a loved one. Aflac is designed to help families plan for the health care bumps ahead and take some of the uncertainty and financial insecurity out of getting better.
Protection for the unexpected, that’s the benefit of the Aflac Group Accident Plan.
After an accident, you may have expenses you’ve never thought about. Can your finances handle them? It’s reassuring to know that an accident insurance plan can be there for you in your time of need to help cover
expenses such as:
• Ambulance rides
• Emergency room visits
• Surgery and anesthesia
• Prescriptions
• Major Diagnostic Testing
• Burns
Plan Features
• Benefits are paid directly to you, unless otherwise assigned.
• Coverage is guaranteed-issue (which means you may qualify for coverage without having to answer health questions).
• Benefits are paid regardless of any other medical insurance.
What you need, when you need it.
Group accident insurance pays cash benefits that you can use any way you see fit.
Claims: https://www.aflacgroupinsurance.com/customer-service/file-a-claim.aspx
Click the buttons below to watch a video about Aflac Accident Insurance
Aflac can help ease the financial stress of surviving a critical illness.
Chances are you may know someone who’s been diagnosed with a critical illness. You can’t help notice the difference in the person’s life—both physically and emotionally. What’s not so obvious is the impact a critical illness may have on someone’s personal finances.
That’s because while a major medical plan may pay for a good portion of the costs associated with a critical illness, there are a lot of expenses that may not be covered. And, during recovery, having to worry about out-of-pocket expenses is the last thing anyone needs.
That’s the benefit of an Aflac Group Critical Illness plan.
It can help with the treatment costs of covered critical illnesses, such as a heart attack or stroke.
More importantly, the plan helps you focus on recuperation instead of the distraction of out-of-pocket costs. With the Critical Illness plan, you receive cash benefits directly (unless otherwise assigned)—giving you the flexibility to help pay bills related to treatment or to help with everyday living expenses.
But it doesn’t stop there. Having group critical illness insurance from Aflac means that you may have added financial resources to help with medical costs or ongoing living expenses.
Features:
• Benefits are paid directly to you, unless otherwise assigned.
• Coverage is available for you, your spouse, and dependent children.
• Coverage may be continued (with certain stipulations). That means you can take it with you if you change jobs or retire.
How It Works:
• Aflac Group Critical Illness coverage is selected.
• You experience chest pains and numbness in the left arm.
• You visit the emergency room.
• A physician determines that you have suffered a heart attack.
• Aflac Group Critical Illness pays an Initial Diagnosis Benefit of: $10,000
Claims: https://www.aflacgroupinsurance.com/customer-service/file-a-claim.aspx
Click the buttons below to watch a video about Aflac Critical Illness Insurance
Critical Illness Insurance
|
|---|
See below |
Age Band |
$5,000 |
$10,000 |
$15,000 |
$20,000 |
$25,000 |
$30,000 |
|---|---|---|---|---|---|---|
18-25 |
$0.54 |
$1.08 |
$1.62 |
$2.17 |
$2.71 |
$3.25 |
26-30 |
$0.68 |
$1.36 |
$2.03 |
$2.71 |
$3.39 |
$4.07 |
31-35 |
$0.82 |
$1.64 |
$2.46 |
$3.28 |
$4.10 |
$4.92 |
36-40 |
$1.01 |
$2.02 |
$3.03 |
$4.04 |
$5.05 |
$6.06 |
41-45 |
$1.27 |
$2.54 |
$3.82 |
$5.09 |
$6.36 |
$7.63 |
46-50 |
$1.62 |
$3.24 |
$4.86 |
$6.48 |
$8.10 |
$9.72 |
51-55 |
$2.43 |
$4.87 |
$7.30 |
$9.74 |
$12.17 |
$14.61 |
56-60 |
$2.90 |
$5.79 |
$8.69 |
$11.59 |
$14.48 |
$17.38 |
61-65 |
$4.61 |
$9.22 |
$13.84 |
$18.45 |
$23.06 |
$27.67 |
66+ |
$7.24 |
$14.49 |
$21.73 |
$28.97 |
$36.22 |
$43.46 |
(Uni-Tobacco rates shown) |
Critical Illness Insurance
|
|---|
See below |
Age Band |
$2,500 |
$5,000 |
$7,500 |
$10,000 |
$12,500 |
$15,000 |
|---|---|---|---|---|---|---|
18-25 |
$0.27 |
$0.54 |
$0.81 |
$1.08 |
$1.35 |
$1.62 |
26-30 |
$0.34 |
$0.68 |
$1.02 |
$1.36 |
$1.69 |
$2.03 |
31-35 |
$0.41 |
$0.82 |
$1.23 |
$1.64 |
$2.05 |
$2.46 |
36-40 |
$0.51 |
$1.01 |
$1.52 |
$2.02 |
$2.53 |
$3.03 |
41-45 |
$0.64 |
$1.27 |
$1.91 |
$2.54 |
$3.18 |
$3.82 |
46-50 |
$0.81 |
$1.62 |
$2.43 |
$3.24 |
$4.05 |
$4.86 |
51-55 |
$1.22 |
$2.43 |
$3.65 |
$4.87 |
$6.09 |
$7.30 |
56-60 |
$1.45 |
$2.90 |
$4.34 |
$5.79 |
$7.24 |
$8.69 |
61-65 |
$2.31 |
$4.61 |
$6.92 |
$9.22 |
$11.53 |
$13.84 |
66+ |
$3.62 |
$7.24 |
$10.86 |
$14.49 |
$18.11 |
$21.73 |
(Uni-Tobacco rates shown) |
The plan that can help with expenses and protect your savings.
Does your major medical insurance cover all of your bills?
Even a minor trip to the hospital can present you with unexpected expenses and medical bills. And even
with major medical insurance, your plan may only pay a portion of your entire stay.
That’s how the Aflac Group Hospital Indemnity plan can help.
It provides financial assistance to enhance your current coverage. It may help avoid dipping into savings or having to borrow to address out-of-pocket-expenses major medical insurance was never intended to cover. Like transportation and meals for family members, help with childcare, or time away from work, for instance.
The Aflac Group Hospital Indemnity plan benefits include the following:
• Hospital Confinement Benefit
• Hospital Admission Benefit
• Hospital Intensive Care Benefit
• Intermediate Intensive Care Step-Down Unit
• Successor Insured Benefit
Claims: https://www.aflacgroupinsurance.com/customer-service/file-a-claim.aspx
Click the buttons below to watch a video about Aflac Hospital Indemnity Insurance
Provided By
Aflac
Provider Website
https://aflacgroupinsurance.com
Customer Service
Resources
Frequently Asked Questions